Too often investment advice is given in isolation from other relevant factors. We regularly meet new clients who have investments 3 or 4 or more organizations, typically each new organization was only concerned with their own product and not with how that investment interacted with those previously done. In our view good investment planning must start with a full review of what has come before. It takes time getting to know the attitude to risk and reward of the individual before any recommendations are made, too often we see that this does not happen and as a result people end up invested in unsuitable products for their needs.

Investment Analysis
We will analyse all your existing investments to give you a detailed independent review of your current investment assets. We can also carry out a comprehensive review of your financial products; this will involve looking at charges, performance, structure, risk and suitability.

Risk Analysis
We believe that getting to know our clients true attitude to risk and reward is vital before we offer any investment advice. This why we always have a number of meetings with new clients and have them complete our financial questionnaire to determine where they are on our risk scale. We can then determine what your current risk exposure is and if necessary identify ways to hedge against the risks your current position exposes you too.

Portfolio Management
Portfolio management is all too often described in scientific terms, but recent events have shown this to be very rough science indeed. For us, good portfolio management is all about having an advisor who takes the time to really get to know your attitude to risk and reward and who understands the goals you wish to achieve. Only then can you construct a balanced investment portfolio to help achieve those goals within your stated risk preference. The investment vehicles used include property, equities, commodities, bonds, cash, currencies and other more technical instruments, the suitability of each will vary over time and depend on market conditions and your personal circumstances. Some people will be investing for medium to long term growth, some people for income and some for a combination of each.